
SEASON 3 EPISODE 3 | INVESTMENTS
The Covid-19 pandemic has exposed some of our worst fears; inflation, economic crises, and the ever-present risk of poverty.
As a result, many Malaysians began looking towards investments as a way to ensure economic stability and survival. However, investing can be terrifying and confusing to so many young adults who often struggle with understanding basic expenditure and personal finance.
RUMIT host Hidayah Hisham speaks to RD WealthCreation CEO Rajen Devadason, Personal Finance Blogger Suraya Zainudin, and Personal Finance Vlogger Suyin Ong to explore the merits of investing and how it can benefit our present and future.
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Millennials are sometimes associated with being the wellness generation. But some studies have also suggested that we’re not as healthy as we seem and that, in fact, we might be the first generation that will turn out to be less healthy than our parents.
The idea that you may one day need insurance can be scary. It’s a little like writing a will, you don’t want to dwell on the idea of bad things happening, so you put it off entirely.
It has been two years now, since I left the ivory tower and scurried into the “real world.” Some people never look back, but many of us do from time to time. The question is whether we can afford it.
I polled over a hundred of my friends online and found that I fall among the roughly 3 in 10 millennials who still depended on their parents for a phone plan, despite having a full-time job. A few said they couldn’t afford it.
Income Tax. What does it mean for you and how are you affected by it? Many of us don't even know where to begin and for some, in extreme cases, end up in jail.
In July 2020, the national poverty line was upwardly revised by more than 100%, going from RM980 to RM2208. But with the national minimum wage set at only RM1200, what does this mean for ordinary Malaysians barely making a living? How can we check our rights before we wreck our rights as employees?
In Asian families, you share everything–– your time, your energy, your money. But now that you’re an adult, and you’re starting to earn your own money: how do you establish your independence?
Investing can be terrifying and confusing to so many young adults who often struggle with understanding basic expenditure and personal finance. RUMIT host Hidayah Hisham speaks to RD WealthCreation CEO Rajen Devadason, Personal Finance Blogger Suraya Zainudin, and Personal Finance Vlogger Suyin Ong to explore the merits of investing and how it can benefit our present and future.
Out of all the things the pandemic has changed, it did not solve an age-old workplace problem: burnout. With our work and personal lives forced to be encapsulated within the same space, is work-life balance still achievable?
In July 2020, the national poverty line was upwardly revised by more than 100%, going from RM980 to RM2208. But with the national minimum wage set at only RM1200, what does this mean for ordinary Malaysians barely making a living? How can we check our rights before we wreck our rights as employees?
As a young professional subjected to an unforgiving economy, writing a will may be the last thing on your mind – if you don't own a house, three cars and a rare reptile, then why write a will?
On RUMIT's last episode for the season, Rajen Devadason, licensed financial planner and CEO of RD Wealth Management, explains the ins and outs of writing your will – and why it's always important to have one.
In this capitalist economy, we strive to be financially healthy. But, what’s that going to do us if WE are not healthy? In this episode of RUMIT, Annie Hor, a financial advisor from Harveston Wealth Management, talks about the common health issues faced by today's working young adults and what they should be mindful of in the long run.

COVID-19 | Staying Safe and Staying Sane
Things are far from normal – but we’re here to keep you company. Read RUMIT’s guide to coping with self-isolation under the Movement Control Order (MCO).

As Malaysia enters the recovery phase of the Movement Control Order (MCO), many of us are still at odds with adapting to the ‘new normal’ in ways beyond just social distancing. Fresh graduates fear unemployment, while young professionals dread the risk of being rendered obsolete. As we grapple with our fears of losing our livelihoods in the wake of the pandemic, how can we best communicate these feelings and cope with our current reality?
RUMIT host Jazmin Sieh speaks to clinical psychologist Dr. Joel Low from The Mind on maintaining mental wellness during this difficult transition.
When the designation Ketua Rumah came about during the MCO, local media and social media users were quick to laugh about unsuspecting husbands who've never been to grocery stores. But what about young professionals who have had to carry this role even before MCO, what are their struggles?
With the Recovery Movement Control Order (RMCO) in motion, as many of us are unemployed, what can we do to help ourselves to get back into the game and secure our future as individuals?
I don’t mean to be a whiny Gen-Z, but it’s hard to not go dystopian when you’re faced with such an uncertain future as you’re about to graduate. Is there a future that was promised for me?
A lot of things came into light during this MCO – realisations, self-rumination, snack-binging and a lot of depression naps. At the peak of these feelings, I realised if I can’t fight the way I felt, I have to understand them.
Don’t be too hard on yourself for not getting around to learning any bread-making recipes. You’re doing just fine.
We’ve got the RUMIT gang to share their experiences of being under quarantine and what we can do to help ourselves and our community through this.

This is Malaysian life under the Movement Control Order.
Throughout the MCO period, we’ve asked you how you were coping where you are – here are some of the stories that you’ve shared with us #KeranaCorona.
If the whole world is a gazelle, the pandemic a cheetah, then I'm a mere tree frog.
I am a yoga instructor, who quit my financially stable full time job in 2019.
I tendered my resignation just before the MCO started and I'll be out of a job soon.
I know people say to work from home but it's near impossible to work because I've got two under-3-year-olds with me.
Living in a family of 5 siblings, a super hardworking mom and a strict dad, you can never expect secrecy nor sanctuary.
She’s as strict as a commanding officer about implementing the MCO at home but it’s only because grandma and grandpa are vulnerable persons.
In the scheme of life for young people, wills are really not of the top of the list. Simply because we have so many other things to worry about, from bills to simply generating income.