![[VIDEO] Will my parents ever see me as an adult?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1640569286765-TASLYSFSJZW1V09OFBFH/EP4+RUMIT+YouTube+Thumbnail.png)
In Asian families, you share everything–– your time, your energy, your money. But now that you’re an adult, and you’re starting to earn your own money: how do you establish your independence?
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Investing can be terrifying and confusing to so many young adults who often struggle with understanding basic expenditure and personal finance. RUMIT host Hidayah Hisham speaks to RD WealthCreation CEO Rajen Devadason, Personal Finance Blogger Suraya Zainudin, and Personal Finance Vlogger Suyin Ong to explore the merits of investing and how it can benefit our present and future.
Read More![[VIDEO] Should you let your job define you?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1625727229748-4ZXWH5WXS830N6XOEUZA/16x9_productivity+ver+2.png)
Out of all the things the pandemic has changed, it did not solve an age-old workplace problem: burnout. With our work and personal lives forced to be encapsulated within the same space, is work-life balance still achievable?
Read More![[VIDEO] Are you happy with your salary?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626055678935-OWOVSQEOGCU6O01XBLXB/Salary+thumbnail.png)
In July 2020, the national poverty line was upwardly revised by more than 100%, going from RM980 to RM2208. But with the national minimum wage set at only RM1200, what does this mean for ordinary Malaysians barely making a living? How can we check our rights before we wreck our rights as employees?
Read More![[VIDEO] Writing a will: When your worries don't die with you.](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626172677276-U48GD1HC4F34BEH5MNXK/YTFB-S02E06.png)
As a young professional subjected to an unforgiving economy, writing a will may be the last thing on your mind – if you don't own a house, three cars and a rare reptile, then why write a will?
On RUMIT's last episode for the season, Rajen Devadason, licensed financial planner and CEO of RD Wealth Management, explains the ins and outs of writing your will – and why it's always important to have one.
Read More![[VIDEO] Health: Young, broke and tired.](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626166744566-7AS2AGZP3GKMPS7YS8YS/YT_FB-HEALTH-Thumbnail.png)
In this capitalist economy, we strive to be financially healthy. But, what’s that going to do us if WE are not healthy? In this episode of RUMIT, Annie Hor, a financial advisor from Harveston Wealth Management, talks about the common health issues faced by today's working young adults and what they should be mindful of in the long run.
Read More![[VIDEO] Insurance: Can't see, can't feel, so don't need?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626155386580-9MFMG3ZQ3MR02FKNOUF7/YT-EP-Thumbnail_Template.png)
Why does nobody understand insurance, even though you're expected to have one? Why do you NEED insurance? In this episode of RUMIT, we talk to Stella Ler, financial planner from Blueprint Planning, to find out exactly why.
Read More![[VIDEO] Education: At what cost?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626141469126-WAO7QRIOUME37UH39MNA/S02E03_FULL_YTFB_Thumbnail.png)
Pursuing a postgraduate education doesn't just require a lot of money, but it also costs a lot of time. How do you know if it's the right decision for you?
This week on RUMIT, Azraei Muhamad, a financial planner in Great Eastern Takaful and writer for Write and Brave, explains the rewards and sacrifices that may come with pursuing higher education as a young professional.
Read More![[VIDEO] Personal connectivity: A mobile migraine](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626083004158-8AAV8FH7N0PZ03GMTWRP/S02E02_YTFB_Thumbnail.png)
The digital age demands constant online connectivity in order to support daily activities. But some Malaysians aren't smart about the data that they use – with overpriced plans and spotty connections, are users even getting what they’re paying for?
In this episode of RUMIT, Idham Idris from Wealth Vantage Advisory walks us through the common pitfalls of mobile subscriptions, and why something as intangible as data can be expensive for consumers.
Read More![[VIDEO] Income tax: A people problem](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626077798574-GOVTKNIARDYNDH0YIVSK/RUMIT2ep1_horizontal.jpg)
Income Tax. What does it mean for you and how are you affected by it? Many of us don't even know where to begin and for some, in extreme cases, end up in jail.
On this first episode of Season 2 RUMIT, we have Dr. Veerinderjeet Singh, Chairman of Axcelasia Inc, to share what it actually means to pay your taxes and how do it RIGHT.
Read More![[VIDEO] Buying a house: A must-have ke?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1629686810701-871KVQYSQLVAYVJOGPT1/WEB-S01E06.png)
When should you buy a house? Are you financially ready? With proper planning, could your dream house be just around the corner? We speak to Desmond Chong Kok Fei, Financial Trainer of Agensi Kaunseling dan Pengurusan Kredit (AKPK) on what you can expect when committing to a 35-year housing loan and the potential gains of property investment.
Read More![[VIDEO] Marriage: A different kind of commitment?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1629686640884-O2SVC1JMYXHTL0F1BAWZ/WEB-S01E05.png)
So, you're getting married soon. Congratulations! But are you ready for what comes next? Do you know about your partner's financial standing? Should you get a house, a car, or get married first? On this episode of RUMIT, Izhar Iswan, Senior Executive of Agensi Kaunseling dan Pengurusan Kredit (AKPK), shares about the importance of planning before and after marriage, and breaks down the expenses that come with it.
Read More![[VIDEO] Buying a car: Highway to debt?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1629686457281-B0ELD3YEK3NO6E8ANXLY/WEB-S01E04.png)
Should you really buy that car you've always wanted? When you purchase a car, you're not only committed to the payment of car instalments, there's also the maintenance fee, fuel, toll, parking, road tax, and insurance. Can you really afford all of that? Find out more about what you should consider when purchasing a car on this episode of RUMIT.
Read More![[VIDEO] Credit Cards: What's so scary about them?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1629686268596-HS9HD3Y1OLJYBUTLAKEU/WEB-S01E03.png)
Buy first, pay later. That's essentially how credit cards work. While it can be very convenient to just swipe away, credit cards may lead to more debts, especially if you don't pay on time. So, should you or should you not get a credit card? Find out more on this episode of RUMIT on the fundamentals of credit cards.
Read More![[VIDEO] Student loans: Use first, pay never?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1629685794836-H7TGOCLFN9RIVMFMYMGN/WEB-S01E02.png)
Are you struggling with your student loan, or are you dodging it entirely? Do you really think it's safe to dodge your debt in the long run? In our second episode of RUMIT, we get down to the nitty-gritty of student loans with Hajjah Rohani bt Datuk Mohd Shahir from Hijrah Wealth Management Sdn Bhd.
Read More![[VIDEO] Retirement planning: Am I too young to plan?](https://images.squarespace-cdn.com/content/v1/5c932980b10f25285d54138a/1626245085688-573TCCN3IS2QKQOCN8SD/WEB-S01E01.png)
Can your EPF sustain a comfortable retirement? Should you start saving for your retirement in your 20s? In this FIRST episode of RUMIT, we spoke to Fazrul Farouk about why you should start saving up early and how saving up in small amounts NOW will help you in the long run.
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